Treasury Management

Streamline Your Business's Finances

 
Running a business comes with a lot of financial responsibilities. From paying employees, rent, and other expenses, to accepting payments and depositing checks, there’s a lot to manage. Our small business solutions simplify those processes so you can do what you do best.
 

Treasury Management includes:

 
Accounts Receivables Solutions
 
Our accounts receivable solutions deliver a strong array of tools that simplify the identification and
effective management of cash flow.

  • ACH Origination - Easily collect invoice payments from vendors, suppliers, or other client types
    and reduce the need for manual processing.
  • Remote Deposit Capture - Deposits can be made 24/7/365. By making deposits directly from
    the office, you’ll save your business time and have quicker access to funds.
  • Merchant Card Services - With the ability to accept credit and debit cards, you can improve
    cash flow because deposits are received quickly - usually next day. Plus, a variety of payment
    options for customers can lead to more sales opportunities for the business.
  • SafePoint® - With Southern Bank of Tennessee’s partnership with Loomis, you can cut cash-
    handling costs, increase efficiency, reduce risk, protect employees and customers, and improve
    your bottom line with the SafePoint Titan® smart safe. Deposit cash into the safe, print your
    receipt, and let Loomis take care of the rest.

Accounts Payable Solutions

Streamline expense management and bill payments with accounts payable solutions that reduce risk
and enhance cash flow control, driving business growth.

  • ACH Origination - Process payroll and pay vendors effortlessly, while reducing manual
    processing, paper checks, and the need for postage.
  • Business Credit Card - Improve efficiency with employee spending controls and reporting, earn
    cash back rewards for statement credit, and increase purchasing power and flexibility with Visa
    being accepted virtually everywhere.
  • Purchasing Card - Have complete control over the card program and cardholders allowing for
    more convenient card management, automate expense management reporting with remote
    receipt capture, and restrict cards down to type of purchase to reduce risk.
  • Wires - Originate wire transfers online for increased efficiency and faster settlements for your
    business.
  • Paychex® - Paychex and Southern Bank of Tennessee have created a partnership to offer you a
    reliable, cost-effective, and customizable payroll solution

Account Management Solutions

Easily manage finances with simple account solutions. Access transaction details securely, get real time balance data for informed decisions, and protect your business from ever-increasing check fraud.

  • Positive Pay - Detect fraud before it hits your account and be stress free with increased control
    over check payments.
  • QuickBooks Download - Easily connect to export transactions and balance information and
    import to QuickBooks automatically.
  • Online Statements - Effortlessly access your account statements by enrolling through online
    banking and enjoy the convenience of quick and easy statement retrieval.

Ready to make managing your small business easier? Contact our team today.

*ACH Origination and Remote Deposit Capture are subject to Southern Bank of Tennessee underwriting guidelines.

**Merchant Card Services are issued by Celero Commerce. All applications are subject to Celero Commerce’s underwriting guidelines.

***Business Credit Cards and Purchasing Cards are issued by ServisFirst Bank. All applications are subject to ServisFirst Bank’s underwriting guidelines.