Designed with Your Business in Mind
Grow your business with the help of a business checking account designed to make business banking simple. Southern Bank business checking accounts are among the most cost effective for business owners in our local markets.
Our business checking accounts feature:
- Instant Issue Debit Card
- $25 of Foreign ATM fees waived per statement cycle
- Free Mobile Deposit, upon qualification
- Free Online & Mobile Banking
- Free Bill Pay
- QuickBooks Exporting
- eStatements and Check Images
- Unlimited Telephone Banking
- Unlimited Check Writing & Debit Card Transactions
- $3 Monthly Paper Statement Fee can be avoided with eStatement enrollment
Business Checking
A non-interest-bearing account that is available to all business types and organizations. Open this account with $100 and avoid a $10 monthly service charge with a $500 daily balance.
Business NOW Checking
An interest-bearing account that is available to qualified entities like sole proprietors and non-profits. $15 monthly service charge can be avoided with a $1,000 daily balance.
small business interest checking
Earn 1% APY on balances up to $250,000*. For any balance over $250,000, earn .50% APY*.
Qualifications:
- 15 debit card transactions of $10 or more post and settle per month
- Be enrolled and agree to receive e-statements
- Non-Qualification Interest rate if the above criteria is not met is .05% APY
- $15 service charge waived with minimum daily balance of $10,000
- Minimum Opening Deposit: $1,000
*APY = Annual Percentage Yield. APY and balance amounts are subject to change at the bank’s discretion
Business Loans
Lending customized for your business
- Business loans to secure funds for large purchases including automobiles, capital improvements, equipment purchases and more
- Purchase and refinance investment property
- Access cash with a line of credit for everyday expenses or to invest in new growth opportunities for your business